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The anti-budget simplifies the traditional budgeting process by eliminating detailed planning and tracking. With this approach, you start by setting aside funds for... Continue Reading
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Is Buying a Home a Good Investment? 6 Pros & 4 Reasons to Avoid It
For so many people, buying a home is at the top of their list in terms of life accomplishments.
Purchasing a house is frequently seen as the American dream, and many families strive to achieve it. And you’ve likely heard the mainstream sentiment that buying a home is the best investment you can make.
Buying a home helps you to accumulate capital as the value of your home increases and you’re no longer paying rent to a landlord.
Is this, however, a true statement?
Is owning a home a wise investment, and is it worthwhile, even as housing prices reach new highs?
The fact is that thinking of your property as an investment in the classic sense may not be a smart idea. An increasing number of Americans are doubtful that purchasing a home is the best option.
Millennial homebuyers, in particular, have discovered this the hard way, with many complaining about the hidden costs and ongoing maintenance of home ownership.
Let’s take a closer look!
The Payday Loans Trap: 7 Solid Alternatives
It’s three days before payday, your car just broke down, and your landlord is breathing down your neck for rent.
Suddenly, you see a glowing sign: “Payday Loans! Cash Now!”
It seems like the answer to your prayers, right?
Hold onto your wallet, folks, because we’re about to dive into the murky world of payday loans and why they might be more like financial quicksand than a life raft.
What Exactly is a Payday Loan?
Before we start pointing fingers, let’s break down what a payday loan actually is:
A short-term, high-cost loan, typically for $500 or less
Usually due on your next payday (hence the name)
Requires you to give the lender access to your checking account or write a post-dated check for the full balance
Sounds simple enough, doesn’t it? Well, not so fast…
Today’s Affirmation
Miraculous and wonderful things are unfolding in my life. I fully embrace the sense of abundance and freedom... Continue Reading