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Oliver Buchannon
TheWealthy Thinker

The Wealthy Thinker is a team of folks who love to talk about personal finances. We heard, "We wish we learned that in school," so often that we decided to create a website to share our own good habits, as well as provide a whole slew of educational info on financial literacy that absolutely anyone can adopt. We're here to help you grow your knowledge AND your wallet!


November 29, 2025 - Want a Financially Responsible Child in 10 Years? 6 Things You Need to Do Now

November 29, 2025 - Want a Financially Responsible Child in 10 Years? 6 Things You Need to Do Now

Choose trustworthy, fee-only financial advisors who act in your best interest and help you make sound, informed decisions.

Nov 29, 2025

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5 min read

November 28, 2025 - How to Use CD Laddering to Increase Returns on Your Savings

November 28, 2025 - How to Use CD Laddering to Increase Returns on Your Savings

Start investing early and pay off high-interest debt quickly so compound interest works for you, not against you.

Nov 28, 2025

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4 min read

November 27, 2025 - Attention Non-Budgeters! An Easy Way to Budget if You Hate Budgeting

November 27, 2025 - Attention Non-Budgeters! An Easy Way to Budget if You Hate Budgeting

Cooking at home saves money, improves health, and helps you build lasting skills for a better lifestyle.

Nov 27, 2025

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3 min read

November 26, 2025 - Generational Money Mindset: How Family History Shapes Your Financial Future

November 26, 2025 - Generational Money Mindset: How Family History Shapes Your Financial Future

Use credit cards responsibly by paying balances in full each month and keeping spending within your means.

Nov 26, 2025

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3 min read

November 25, 2025 - 18 Financial Goal Exercises to Kickstart Your Path to Wealth

November 25, 2025 - 18 Financial Goal Exercises to Kickstart Your Path to Wealth

Automate your savings and investments so wealth building happens consistently without relying on willpower.

Nov 25, 2025

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4 min read

November 24, 2025 - Split Direct Deposit: 5 Benefits to a Simple Savings Plan

November 24, 2025 - Split Direct Deposit: 5 Benefits to a Simple Savings Plan

Comparison shopping helps you save money and get better value, but focus your effort on big purchases where the savings matter most.

Nov 24, 2025

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4 min read

November 22, 2025 - 5 Scam-Free Ways to Help You Find a Financial Advisor

November 22, 2025 - 5 Scam-Free Ways to Help You Find a Financial Advisor

Negotiate regularly for better rates on recurring expenses to save money and make your budget work smarter.

Nov 22, 2025

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3 min read

November 21, 2025 - Fly, Drive, or Stay Home? The Smart Money Answer for Every Holiday Travel Situation

November 21, 2025 - Fly, Drive, or Stay Home? The Smart Money Answer for Every Holiday Travel Situation

Plan ahead for seasonal expenses so predictable costs like holidays or vacations don’t derail your budget.

Nov 21, 2025

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3 min read

November 20, 2025 - 5 Things You Should Absolutely Not Line Up For This Black Friday

November 20, 2025 - 5 Things You Should Absolutely Not Line Up For This Black Friday

Estate planning protects your loved ones and ensures your wishes are honored, no matter your income or assets.

Nov 20, 2025

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4 min read

November 19, 2025 - 5 Smart Tips to Avoid Being House Poor & 7 Strategic Ways to Get Out

November 19, 2025 - 5 Smart Tips to Avoid Being House Poor & 7 Strategic Ways to Get Out

Healing your relationship with money starts by challenging limiting beliefs and replacing them with empowering, balanced perspectives.

Nov 19, 2025

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4 min read

November 18, 2025 - The Frugal & Minimalist Approach to Shopping Holiday Sales Smartly

November 18, 2025 - The Frugal & Minimalist Approach to Shopping Holiday Sales Smartly

Financial independence means having enough passive income to cover your needs and the freedom to choose work you truly enjoy.

Nov 18, 2025

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3 min read

November 17, 2025 - Mediation: A Divorce Alternative That Won't Leave You Broke?

November 17, 2025 - Mediation: A Divorce Alternative That Won't Leave You Broke?

Building multiple income streams increases your financial stability and gives you more options for growth and security.

Nov 17, 2025

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3 min read

November 15, 2025 - 401(k) vs. Pension: What's the Difference & How Does It Work?

November 15, 2025 - 401(k) vs. Pension: What's the Difference & How Does It Work?

Plan your taxes year-round by using tax-advantaged accounts and keeping good records to save more money.

Nov 15, 2025

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3 min read

November 14, 2025 - Beauty & Grooming Products: Should You Spend or Splurge?

November 14, 2025 - Beauty & Grooming Products: Should You Spend or Splurge?

Avoid lifestyle inflation by saving more when your income grows instead of spending more.

Nov 14, 2025

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4 min read

November 13, 2025 - The 3 Most Asked Questions About a Line of Credit | Most Asked Finance Questions

November 13, 2025 - The 3 Most Asked Questions About a Line of Credit | Most Asked Finance Questions

A well-chosen side hustle can help you reach financial goals faster while fitting naturally into your lifestyle.

Nov 13, 2025

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4 min read

November 12, 2025 - Dave Ramsey's Baby Steps: 7 Simple Steps to Set Up Your Financial Health

November 12, 2025 - Dave Ramsey's Baby Steps: 7 Simple Steps to Set Up Your Financial Health

Insurance protects your wealth from unexpected challenges and gives you peace of mind for the future.

Nov 12, 2025

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4 min read

November 11, 2025 - Struggling With Your Finances? 7 Simple Steps to Take Back Control

November 11, 2025 - Struggling With Your Finances? 7 Simple Steps to Take Back Control

Wealth building is a lifelong journey, so enjoy learning, growing, and celebrating each milestone along the way.

Nov 11, 2025

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4 min read

November 10, 2025 - 8 Resources to Help You If You Lost Your SNAP Benefits

November 10, 2025 - 8 Resources to Help You If You Lost Your SNAP Benefits

Financial literacy isn’t taught in most schools, so take ownership of your money education and learn from trusted experts to make confident choices.

Nov 10, 2025

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4 min read

November 8, 2025 - 4 Ways Being Credit Invisible Affects You & 4 Ways You Can Turn it Around

November 8, 2025 - 4 Ways Being Credit Invisible Affects You & 4 Ways You Can Turn it Around

Focus on your own financial progress and goals instead of comparing yourself to others, since everyone’s journey is different.

Nov 8, 2025

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4 min read

November 7, 2025 - Having 'The Money Talk': 6 Critical Topics to Hit With Your Partner

November 7, 2025 - Having 'The Money Talk': 6 Critical Topics to Hit With Your Partner

True wealth is about security, freedom, and generosity, using money as a tool to build a meaningful and fulfilling life.

Nov 7, 2025

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4 min read

November 6, 2025 - 5 Common Money Mistakes That Will Cost You Big Time

November 6, 2025 - 5 Common Money Mistakes That Will Cost You Big Time

Financial independence means having the freedom to choose work you love by building assets that make income optional, not required.

Nov 6, 2025

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4 min read

November 5, 2025 - 7 Types of Budgets That Absolutely Work - Which One Suits Your Style?

November 5, 2025 - 7 Types of Budgets That Absolutely Work - Which One Suits Your Style?

Staying connected to your deeper “why” makes financial goals more meaningful and keeps you motivated to follow through.

Nov 5, 2025

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4 min read

November 4, 2025 - 5 Creative Instagram Accounts to Follow for Holiday Décor, Food & Big Savings

November 4, 2025 - 5 Creative Instagram Accounts to Follow for Holiday Décor, Food & Big Savings

Passive income takes effort upfront, but the goal is to create earnings that need less active involvement as time goes on.

Nov 4, 2025

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3 min read

November 3, 2025 - Stress-Free Money: How Frugal Living Eliminates Financial Anxiety

November 3, 2025 - Stress-Free Money: How Frugal Living Eliminates Financial Anxiety

Addressing financial stress improves your overall well-being by bringing clarity, reducing anxiety, and creating a plan for stability.

Nov 3, 2025

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4 min read

November 1, 2025 - 3 Types of Fitness Gear You Should Never Buy Used & 7 You Should

November 1, 2025 - 3 Types of Fitness Gear You Should Never Buy Used & 7 You Should

Focus on staying invested long term instead of trying to time the market, since consistency beats short-term reactions.

Nov 1, 2025

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4 min read

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