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Sometimes, it’s the simplest activities that bring the greatest joy. Challenge yourself to enjoy a month of fun without spending any money. By reducing your entertainment... Continue Reading

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8 Smart Ways to Hack Your Back to School Budget

While summer may be in full swing, the back to school bell is just around the corner.

And for many, the dread of the price tag that comes with replacing old tech, busted backpacks and loading up those pencil cases can bring added stress.

One of the best ways to save money on those back to school supplies is to start planning early. School supplies can add up, but if you plan your purchases in advance, you can take advantage of all of the great savings this summer.

Here are eight ways you can hack into some savings on back to school essentials.

8 Ways to Save on Your Back to School Budget

1. Set a realistic back to school budget…

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Struggling With Your Finances? 7 Simple Steps to Take Back Control

No one ever wishes to fall into financial hardship.

Struggling with your finances is a pretty common problem for a lot of people, yet it’s so easy to just deny the thought that it could happen to us.

But that’s just wishful thinking. The unpredictability of life makes it a good idea for us to always plan for the unexpected.

And so, though you may want to avoid financial hardship by every means possible, you can’t completely rule out the possibility of it happening to you at some point.

Planning ahead for those pitfalls makes it:

Less stressful in the present, since you have a plan
Easier for you to adapt to a period of financial hardship, softening the effects of any big changes

It can also help you get back on your feet faster, with fewer financial bruises…