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Don’t think about your budget as a restriction, consider it a permission slip to spend on what matters most to you. Think of budgeting as telling your money where to go instead of wondering where it went. A good budget balances your needs, wants, and future dreamsContinue Reading

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8 Smart Ways to Hack Your Back to School Budget

While summer may be in full swing, the back to school bell is just around the corner.

And for many, the dread of the price tag that comes with replacing old tech, busted backpacks and loading up those pencil cases can bring added stress.

One of the best ways to save money on those back to school supplies is to start planning early. School supplies can add up, but if you plan your purchases in advance, you can take advantage of all of the great savings this summer. 

Here are eight ways you can hack into some savings on back to school essentials. 

8 Ways to Save on Your Back to School Budget

1. Set a realistic back to school budget.

One of the best ways to save on school supplies is to make a budget.

Your budget will act as a shopping list as well. Having a list will help you purchase…

Need Mortgage Help? Try These Options if You're Struggling to Pay

Struggling with your mortgage payments? Could you use some mortgage help?

Tough times can come in many forms. Job loss, medical bills, or any kind of unexpected event can throw off your regular financial routines. But when you hit tough times, the first problem is balancing the money you still have with all your financial responsibilities.

In general, there is usually hope. Mortgage rates today are high, and sometimes young people need to work out arrangements with their lenders. But mortgage challenges can pop up at any time, to people of any age group.

The bank will not foreclose on your house the first time you miss a payment. In fact, you likely have more options and more time than you realize.

In this article, we’re going to cover the ins and outs of dealing with a mortgage when you’re going through a financial rough patch.

Today’s Affirmation

I am always looking for ways to improve my financial situation.

I regularly review my budget and look for areas to optimize.

I stay informed about new financial products and strategies.

I learn from others who have achieved financial success.…Continue Reading

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