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Teaching children about money is one of the most valuable gifts you can give them - these lessons last a lifetime. Start early with simple concepts…Continue Reading
Hot Reads
6 Real Dangers of Buy Now Pay Later & 5 Easy Ways to Avoid It
Buy Now Pay Later (BNPL) payment options are on the rise.
Also known as point-of-sale installment loans, BNPL is growing in popularity among younger consumers.
According to a 2024 Trends Study by The Ascent, 58% of Gen Z and 64% of Millennial respondents used BNPL at least once since it became available. This is compared to Gen X at 49% and Boomers at 28%.
When you're low on cash or waiting on your salary, the allure of monthly installment payments can seem too good an opportunity to let pass.
This is especially so when you consider the fact that they are often interest-free. But this doesn't imply that using BNPL options are always a good deal...…Read More
7 Smart Things You Should Do to Budget on an Unstable Income
Freelancing, contracting, and in some cases, unstable income from a full-time job, are increasingly common. If you fall into one of these categories, you’re likely used to having your income change month-to-month. In other cases, seasonal work leads to this kind of instability.
There are many great jobs that produce irregular incomes. That’s fine, but it causes a unique challenge.
Most budgeting advice is meant for and only applicable to people with regular, predictable…Read More
Today’s Affirmation
I automate my savings to build wealth effortlessly.
My income reflects the value I provide others.
I review my subscriptions and cancel what I don't use…Continue Reading