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Hot Reads
Minimalism & Frugality: How You Can Save More By Having Less
Minimalism has grown in popularity due to the rise of figures like The Minimalists and Marie Kondo.
The idea behind minimalism is to simplify your life with less. However, minimalism doesn't just apply to physical things; it can relate to many areas of your life, from relationships to finances.
Minimalism and frugality go hand in hand, but beyond saving money from not being a consumer, it can help you simplify your finances as well.
What is Minimalism?
Every person who is a minimalist defines minimalism differently.
For example, some people believe having less than a certain number of physical items makes you a minimalist, while others believe you should only wear a certain color shirt forever.
These are all aspects of minimalism that minimalists tend to follow - having very few items and having a…Read More
6 Real Dangers of Buy Now Pay Later & 5 Easy Ways to Avoid It
Buy Now Pay Later (BNPL) payment options are on the rise.
Also known as point-of-sale installment loans, BNPL is growing in popularity among younger consumers.
According to a 2024 Trends Study by The Ascent, 58% of Gen Z and 64% of Millennial respondents used BNPL at least once since it became available. This is compared to Gen X at 49% and Boomers at 28%.
When you're low on cash or waiting on your salary, the allure of monthly installment payments can seem too good an opportunity to let pass.
This is especially so when you consider the fact that they are often interest-free. But this doesn't imply that using BNPL options are always a good deal...…Read More
Today’s Affirmation
I will own my home free and clear.
My children's education will be fully funded.
I am creating multiple revenue streams…Continue Reading