Today’s Financial Message Just for you, {{ first name | Friend}}
Avoid budget burnout with strategic indulgence. Extreme deprivation is a recipe for failure. (Food and money diets work in a similar way!) It fuels cravings, fosters resentment, and increases... Continue Reading
Hot Reads
Your Emergency Fund: 8 Helpful Ways You Can Start Saving
Ok, we’ve all gotten the financial advice that we need an emergency fund, and if you’re reading this post, you probably know why it’s so important.
An emergency fund can help you stay out of debt.
For example, instead of using a credit card to pay for a new tire, you can use your emergency fund. In addition, you never know when something will happen to your car, house, or even your job.
Ideally, it’s best to keep 3-6 months of your cost of living in an emergency fund, but this depends on your risk level and where you are in life.
While you may know that you need an emergency fund, actually saving up for it can be challenging.
So where do you start?
And how do you keep the momentum going to fund 3-6 months of expenses?
With these eight ways to save for your emergency fund, you can start saving now.
Track Your Spending in 4 Simple Steps
When it comes to personal finance, one of the most important things to have a firm grasp on is your spending habits.
Knowing what you spend your money on can give you a deeper insight into your financial wellness.
To do this, you need to decide how to track your spending, what to keep track of, and how to interpret your spending.
This is usually the first step of budgeting – and is a crucial financial habit to build.
A successful budget is one you can stick to.
Today’s Affirmation
Affluence is just around the corner. I am a magnet for success and good fortune in my life. I am on the right path, aligned to receive everything I’ve hoped... Continue Reading