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Zero-based budgeting is a fantastic method. Basically, you give every dollar a job, assigning your whole income to specific categories so your income minus your expenses... Continue Reading

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Are You Ready to Retire? 8 Important Things to Consider First

Just because you’re due for retirement doesn’t mean that you’re ready to retire.

Though retirement is thought of as an ‘age thing’, you could be ready for retirement long before you reach 67. 

Yet even though everyone knows they’ll retire at some point, preparing for the twilight of your work life is something many people cannot wrap their heads around. This leads to procrastination and delaying of the steps that could leave you financially secure when you’re no longer eligible to work. 

Though finances play a key part in retirement planning, it’s not the only factor you should consider.

Other aspects of your life have to be taken into consideration to support the type of lifestyle you want in retirement.

  • Will you travel the world?

  • Volunteer for your favorite charity?

  • Go fishing?

  • Spend more time with the grandkids?

The possibilities are endless.

So – how do you know when you’re ready to retire?

The 9 Best Cash Back Apps to Save Money

What’s the deal with cash back apps? Can you actually come out ahead?

Everyone has to buy the basics, from groceries to gas and everything in between.

So if you’re spending money, consider using these ten apps that will give you cash back on where you’re already shopping.

9 Cash Back Apps to Save Money & Double Down on Value

1. Apple Pay 

Apple Pay is a convenient way to pay for your groceries and other items.

This is especially true if you make an unplanned store trip without your physical credit cards. However, you may not have realized that you can also get cash back for your purchases that you use with Apple Pay…

Today’s Affirmation

I am compensated fairly for my time and skills. I feel valued and appreciated in my workplace. My certifications have positively impacted my... Continue Reading

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