Today’s Financial Message Just for you, {{ first name | Friend}}
Dealing with unexpected expenses is a common hurdle that can throw of even the best-laid budgets. While it’s true that some expenses come out of the blue, many so-called... Continue Reading

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Can You Go Car Free? 6 Practical Financial Benefits
Having a car is so ingrained in our society. Our highways and road systems make it such that you may need a car to get around.
But if you live somewhere where you can walk, use public transportation, or do car sharing, you could be in a situation to become totally car free.
The financial benefits of being car free go well beyond a car payment. AAA has evaluated that the cost of owning a car for one year is about $10,000. This doesn’t include car payments but accounts for the following:
gas
wear and tear
general maintenance
Are you curious about going without a vehicle? Keep reading to discover all the financial benefits of being car free.

Are You Ready to Retire? 8 Important Things to Consider First
Just because you’re due for retirement doesn’t mean that you’re ready to retire.
Though retirement is thought of as an ‘age thing’, you could be ready for retirement long before you reach 67.
Yet even though everyone knows they’ll retire at some point, preparing for the twilight of your work life is something many people cannot wrap their heads around. This leads to procrastination and delaying of the steps that could leave you financially secure when you’re no longer eligible to work.
Though finances play a key part in retirement planning, it’s not the only factor you should consider.
Other aspects of your life have to be taken into consideration to support the type of lifestyle you want in retirement.
Will you travel the world?
Volunteer for your favorite charity?
Go fishing?
Spend more time with the grandkids?
The possibilities are endless.
So – how do you know when you’re ready to retire?

Today’s Affirmation
I am on a firm path toward long-term financial independence. I am consistently drawing awesome opportunities toward me. I am always open to... Continue Reading



