Spending more doesn’t necessarily lead to greater happiness. When you make wise choices and invest in what truly matters, you can enjoy a fulfilling life... Continue Reading

So, you’ve decided to embark on a two-month adventure.

Exciting times ahead! But before you can sip cocktails on a beach or explore ancient ruins, there’s some serious planning to do.

Trust me, I’ve been there, and I’m here to share how I planned for my extended getaway without breaking the bank or losing my mind, in this Two Month Travel Planning Guide.

First things first – where to go?

I started by making a bucket list, then narrowed it down based on:

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Buy Now Pay Later (BNPL) payment options are on the rise.

Also known as point-of-sale installment loans, BNPL is growing in popularity among younger consumers. A 2020 study on the subject revealed that buy now pay later offers from service providers in the United States had increased by 197% within the last year.

By the first quarter of 2021, that figure had grown to 215% year over year, according to another survey carried out by Adobe.

Buy now pay later is spreading like wildfire due to the shift to online spending, plus the financial effects of the pandemic which has left many facing a cash crunch. This short-term financing allows customers to pay for their purchases in monthly installments.

When you’re low on cash or waiting on your salary, the allure of monthly installment payments can seem too good an opportunity to let pass.

Especially when you consider the fact that they are interest-free. This doesn’t imply that using BNPL options are always a good deal.…

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I am skilled at saving successfully. I make it a priority to invest in my personal growth. I consciously avoid lifestyle inflation, staying frugal... Continue Reading