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Money can be a tricky topic in relationships, but it doesn’t have to be. Financial intimacy is about creating a foundation of mutual respect and understanding... Continue Reading

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Emergency Fund: 4 Basic Tasks Will Help You Know How Much You Need

Emergencies are bound to happen. Avoiding emergencies is hard, but you can prepare for them to the best of your abilities.

Most emergencies have some type of financial impact, from breaking your arm and paying the ER fee or needing to repair your roof due to a leak. Emergencies can be emotionally and physically draining, but they can also hurt your current finances if you don’t have any savings to pay for them.

An emergency fund can help prevent a financial burden – on top of everything else you have to do during an emergency. 

The Powerful Triggers Behind Overspending & 4 Ways to Overcome Them

We’ve talked a lot about overspending here, especially in the context of budgeting. 

But we haven’t really explored why spending too much is such a common issue.

What leads to overspending and what can someone do to fight it?

A budget is a great start, but if you have a tendency to overspend, setting a budget isn’t a magic pill that cures everything. The psychology of overspending is slightly more complex than that.

In this article, we will go over:

  • The main reasons for overspending

  • Common examples

  • The effects of overspending

  • How to stop

Today’s Affirmation

I’m a savings magnet - attracting financial security, naturally! I am successfully living below my means - paving the way for a future full of possibilities. I always... Continue Reading

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