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The average American pays for 3.4 streaming services, but only uses 1.8 regularly. Add in gym memberships, apps, and other subscriptions, and you could be spending $200-400 monthly on services… Continue Reading

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7 Important Things You Need to Know About Getting a Mortgage

Purchasing a home is one of the most significant financial decisions you will ever make.

Of course, this can make it an exciting, but also entirely nerve-wracking experience.

While getting a mortgage is a big deal, it can be easier to manage when you have a solid understanding of how the mortgage process itself works.

So let's go through all the things you'll need to know when getting a mortgage! Ready?

How Do I Begin With Getting a Mortgage?

To get started on the process of getting a mortgage loan…

Is it Worth Selling Your Home Without a Realtor? 4 Pros & 6 Cons

When it comes time to sell your home, you have a lot of options.

  • when to market and sell

  • where you want to relocate

  • how much money you intend to make

These are all important considerations

If you’re the “do-it-yourself” type, you might think about selling your home without a realtor.

A qualified real estate agent can help you sell your property faster and for more money than you could on your own. However, the majority of agents charge a commission based on the purchase price of the home, which reduces your net proceeds from the sale.

This is why selling a house without

Today’s Affirmation

I understand how credit impacts my future. I use credit cards as tools, not crutches. I maintain excellent financial relationships. I read and understand all financial agreementsContinue Reading

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