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Barista FIRE is a version of early retirement where you save and invest enough to leave your full-time job. But you still work part-time - often at a job… Continue Reading

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Why Financial Literacy Matters: Are You Confused or Confident?

Let’s be honest – money can be confusing.

If you’ve ever felt overwhelmed trying to understand credit scores, investments, or how much you should be saving, you’re definitely not alone.

Since 2017, The TIAA Institute-GFLEC Personal Finance Index (P-Fin Index for short) annually assesses the financial literacy of American adults. They ask 28 questions, all based around 8 areas of personal finance.

  • Borrowing

  • Saving

  • Consuming 

  • Earning

  • Go-to Info Sources

  • Investing

  • Insuring

  • Comprehending Risk

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13 Bold Vacation Scams: What You Need to Watch Out For

Planning a vacation is exciting – booking flights, finding the perfect place to stay, and imagining all the fun you’ll have.

But while you’re focused on relaxation, scammers are focused on taking advantage of distracted travelers.

Whether it’s fake tour tickets, sketchy Wi-Fi, or too-good-to-be-true giveaways, travel scams are more common than you might think – and they can turn your dream trip into a nightmare.

That’s why being prepared and informed is just as important as packing your suitcase…

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Today’s Affirmation

I’m creating a life that truly feels like mine. I have the freedom to choose how I spend my time, and that means everything to me. I’m genuinely grateful to wake up… Continue Reading

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