Today’s Financial Message Just for you, {{ first name | friend}}
What’s the difference between frugality and minimalism? Frugality is all about cutting costs and spending less where you can. Minimalism, on the other hand... Continue Reading
Hot Reads
Why Delayed Gratification Will Help Your Finances & 8 Tips to Practice
If you’re trying to reach a financial goal, like saving for a down payment on a house or investing for retirement, you’ll have to make some sacrifices. And here’s where delayed gratification comes in.
The benefits of delayed gratification go beyond achieving financial goals. They’re considered the building blocks to living a well-balanced life marked by achievements. However, delayed gratification can be difficult to practice, especially if you are used to spending your money as soon as you get it!
In this article, we’ll explore a few ways you can practice delayed gratification – and how it can help you achieve your financial goals faster.…
5 Smart Tips to Avoid Being House Poor & 7 Strategic Ways to Get Out
Buying a house is a major life milestone. However, few people factor in the costs of actually owning one.
While making payments toward the ownership of a home can be a good investment in the long term, your asset can turn into a liability if you fail to account for unexpected costs that often come with taking on such a big commitment.
Being house poor refers to a situation whereby an individual or household spends more than 30% of their income on housing costs.
As a result, many people have found themselves house poor, as a large chunk of their income goes to paying the mortgage and keeping a roof over their heads.…
Today’s Affirmation
I forgive myself for past money mistakes and embrace the lessons I’ve learned. I am moving beyond those mistakes and progressing to a better financial... Continue Reading