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The halo effect is when we focus on one positive trait and overlook other important factors. In investing, this can mean judging a company based on a few... Continue Reading
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Use These 3 Simple Strategies for Building Good Credit
Building good credit is an important financial goal for anyone, an especially when you’re young and starting out.
While it’s wise to avoid borrowing irresponsibly, the fact is that your credit history is one of the keys to your financial future. Forgoing all credit entirely will make it much more difficult to finance a house or car when you need one.
You want to get into the higher credit score ranges as early as possible if you are considering taking a mortgage or big car loan.
If you want to start building good credit, you can do so with caution. Highly controlled utilization of credit cards and other simple personal credit will help you slowly and successfully build a positive credit history…
14 Tasty Tips for a Budget Friendly Thanksgiving
Sharing a meal with loved ones is a cherished tradition, creating memories that last a lifetime. But as some food costs continue to rise, having a budget friendly Thanksgiving can feel like a financial challenge.
The American Farm Bureau Federation’s annual survey claims the average cost of a Thanksgiving meal for ten people in 2024 to be $58.08, approximately $5.80 per person. It’s a 5% decrease from 2023, but is still 19% higher than before the pandemic.
$27 – the average cost for a 16-pound turkey – a 6% drop from 2024. This decline is attributed to lowered demand and the increased availability of alternative meat choices such as pork and beef.
A Statista survey indicated that well over half (63%) of U.S. consumers planned to spend between $50 to $199 on Thanksgiving-related items, while about 12% expected to spend more than $200
Today’s Affirmation
I am fully capable of achieving success. I trust myself to attract more wealth. I am prepared to reach new heights. Everything is aligning... Continue Reading