Today’s Financial Message Just for you, {{ first name | Friend}}
A CD ladder is savings strategy where you split your savings equally across multiple certificates of deposit (CDs) with different maturity dates (e.g., six months... Continue Reading
Hot Reads
The 3 Best Free Budgeting Tools to Help You Track Your Finances
Starting a budget can feel challenging, but the rewards are worth it! Once you get into the habit, having a good financial routine can greatly improve your quality of life – and give you a boost of confidence.
Budgeting doesn’t have to be overwhelming, so why not start with some easy wins?
There are plenty of free budgeting tools that make managing your money simpler, and they vary in features, quality, and cost.
Let’s dive into some of the best free budgeting tools you can try today to kick-start your budgeting journey.
Mortgage Pre-Approval Smart Tips – Why You Should Not Spend the Max Amount
When you get your mortgage pre-approval, you can lock in a favorable mortgage rate.
You can also quickly see if any part of your application is problematic while showing sellers that you’re serious and staving off competition.
Despite this, mortgage pre-approval will not tell you how much you should spend upfront.
You may win the bidding war, but you’ll always lose in the end if you spend more income on your house than you can actually afford.
You should set your budget. Your pre-approval should not be seen as the thing that sets your budget.
Today’s Affirmation
I am fully deserving of a wealthy life. True happiness and contentment are within my reach. I am committed to reaching my goals. I am... Continue Reading