Understanding compound interest helps you make better financial decisions - it works for you when investing and against you when borrowing. With investing, your money… Continue Reading

When it comes to preparing for a secure financial future, there are a plethora of options you can take advantage of such as stocks, mutual funds, bonds, and fixed savings.

Perhaps one overlooked option which is not as popular is a Certificate of Deposit. CDs are a secure way to earn high interest on your savings. 

One way you can optimize income returns from CDs is through laddering. This is done by creating several different CD accounts with varying maturity dates.

This allows you to take advantage of the higher annual percentage yields (APYs) available on longer-term CDs from many institutions without tying up all of your money for an extended length of time… Read More

Budgeting is an essential tool for keeping your finances in order.

It helps you plan where you spend your money and assists in the financial goals that you've planned.

Unfortunately, most budgets can be rigid, and because of this, people tend to avoid budgets. However, there is a way to budget if you hate a traditional budget. It's not a "no budget" option, but more flexible and less restrictive.

The key to this type of budgeting is to have two checking accounts - one for your monthly bills and one for everything else… Read More

I'm going to build a nest egg that protects my family.

My savings will compound into something substantial.

I will achieve financial milestones that once… Continue Reading