Today’s Financial Message Just for you, {{ first_name | Friend}}
Financial advisors can provide valuable guidance, but choose carefully - not all advisors have your best interests at heart. Look for fee-only advisors who are fiduciaries, meaning… Continue Reading

Hey Everybody!
We have some exciting news for the direction of The Wealthy Thinker!
After listening to your feedback and reflecting on our own journey, starting this Monday we’re going to pivot and refocus our content on what matters most to us as the “forgotten few” of Gen X.
As we live it every day, we know our financial concerns are unique. We’re caught between aging parents, supporting adult children, planning for retirement that’s much closer than we’d like to admit, and it just seems there’s no good answers in a world that’s just out to squeeze us. We’ll be discussing real issues that we face, and provide a bit of direction on how best to navigate to protect and grow the wealth you’ve built.
As part of this pivot, we’re going to update our email frequency to just three times per week, this will allow us to go even deeper with our research, and provide you with something we hope will truly be special.
Thank you for all of your support, and we’re looking forward to exploring our new chapter with you!
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Want a Financially Responsible Child in 10 Years? 6 Things You Need to Do Now
Raising a financially responsible child is something that doesn't happen overnight.
It takes years and years of teaching, learning, and applying those skills to their daily life.
However, there are certain things you can start to do today to ensure you are raising a financially responsible child in ten years… Read More

How to Use CD Laddering to Increase Returns on Your Savings
When it comes to preparing for a secure financial future, there are a plethora of options you can take advantage of such as stocks, mutual funds, bonds, and fixed savings.
Perhaps one overlooked option which is not as popular is a Certificate of Deposit. CDs are a secure way to earn high interest on your savings.
One way you can optimize income returns from CDs is through laddering. This is done by creating several different CD accounts with varying maturity dates.
This allows you to take advantage of the higher annual percentage yields (APYs) available on longer-term CDs from many institutions without tying up all of your money for an extended length of time… Read More

Today’s Affirmation
I challenge all of my spending urges and make conscious choices.
My financial decisions reflect who I want to become.
I'm patient enough to save for what I really want… Continue Reading

