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Set a goal to pay more than the minimum on your credit cards. It may feel tough if you’re tight on cash, but increasing your monthly payments will... Continue Reading

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Convenience Culture: Your Small Daily Expenses Add Up to Big Costs

When was the last time you thought about all of the purchases you made in a day?

If it’s been a while, you’re probably paying the cost of convenience.

This is when consumers pay for things to make their lives easier, like buying coffee or lunch instead of making it. It’s also known as convenience culture.

These small daily expenses can add up to a high cost. Understanding if you pay for the cost of convenience can help you make smarter choices about your spending.

How to Ask for a Raise: 4 Powerful Tips & What Not to Say

Asking for a raise can be a scary experience for some.

If you don’t know how to ask for a raise and are shy about negotiating, it can feel risky, even. But it’s a better option to go ahead and ask for a raise. It certainly beats sitting around and waiting when you already know how valuable you are to your employer.

In this article, we will go over how to properly ask for a raise.

We’ll cover the dos and dont’s and leave you with some tips for leveraging your workload and the overall value you provide in negotiations.

Today’s Affirmation

I’m well on my way to achieving financial freedom. I make my finances a top priority. My debt is shrinking fast. I handle my daily spending... Continue Reading

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