Today’s Financial Message Just for you, {{ first name | Friend}}
Having a plan and an emergency fund can definitely help ease the stress during tough financial times. But it’s important to acknowledge that anxiety can still... Continue Reading
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Should You Cosign on a Loan? 7 Questions You Need to Ask First
So, your best friend, favorite nephew, or even your child comes to you, asking you to cosign on a loan. Whether it’s for school, a car, or a consolidation loan, this can put you in a tricky situation.
Your heart says yes, but your head (and hopefully your wallet) is saying, “Hold up a minute!”
You may not realize: when you cosign on a loan, you are equally responsible to ensure it gets paid off – and if the person you sign with doesn’t hold up their end of the bargain, you – and your credit – will be on the line for it.
Before you sign on that dotted line, let’s dive into the seven crucial questions you need to ask yourself and the borrower.
Down Payment Assistance: How Can First-Time Home Buyers Best Benefit?
First time homebuyers in the US and Canada both have some options for down payment assistance.
In times like these, any boost to housing affordability is helpful. Additionally, there are local assistance programs, such as NYC’s HomeFirst Down Payment Assistance Program.
In this article, however, we will go over some of the broader programs you can find in the US and Canada. We will also give you some direction for finding local resources.
Today’s Affirmation
I focus my attention on abundance, prosperity, and success. I am attracting the opportunities that will help me achieve everything I truly desire. I am grateful for... Continue Reading