Today’s Financial Message Just for you, {{ first name | Friend}}
Believing that you’re “bad” at money can trap you in a cycle of poor financial decisions. When you convince yourself that you lack the ability to manage your finances well, you may... Continue Reading
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House Hacking: A Smart Investment Strategy? The Pros & Cons
How do you get into the business of real estate at a time like this?
Housing costs have been growing fast these past few years, and becoming a homeowner is hard enough on its own. But in difficult times like these, many people become interested in a more frugal method for achieving homeownership with the potential for expansion: House Hacking.
In this article, we will cover:
Why people are considering measures like house hacking
What it means to hack your house
If house hacking is worth it
House hacking is a real estate investment strategy. Overall, it describes methods for offsetting a homeowner’s mortgage payments.
Should You Cosign on a Loan? 7 Questions You Need to Ask First
So, your best friend, favorite nephew, or even your child comes to you, asking you to cosign on a loan. Whether it’s for school, a car, or a consolidation loan, this can put you in a tricky situation.
Your heart says yes, but your head (and hopefully your wallet) is saying, “Hold up a minute!”
You may not realize: when you cosign on a loan, you are equally responsible to ensure it gets paid off – and if the person you sign with doesn’t hold up their end of the bargain, you – and your credit – will be on the line for it.
Before you sign on that dotted line, let’s dive into the seven crucial questions you need to ask yourself and the borrower.
Today’s Affirmation
I am fully committed to achieving my financial dreams. I dedicate time to improving my professional talents and skills. Each day, I make intentional choices that... Continue Reading