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Comparison shopping saves money on everything from groceries to insurance - but don't let it consume all your time. Focus your energy on comparing prices for expensive purchases…Continue Reading

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What's a Hard Credit Inquiry & How Does it Affect Your Credit Score?

There are numerous reasons why an inquiry can be made into your credit history.

Lenders and landlords run checks on your credit history when you apply for:

  • a new credit card

  • get a mortgage

  • rent an apartment

This is done as due diligence and to gauge to see if you're likely to be a financial risk. 

  • However, did you know that specific forms of hard credit inquiries will lower your credit score?

  • Or that credit inquiries account for 10% of your FICO score?

Let's find out how below.

What is a Hard Credit Inquiry?

Also known as a “hard pull,” a hard creditRead More

High-Protein, Low Cost: Customizable Baked Meal Prep | Budget-Friendly Recipes

In today's fast-paced world, finding time to prepare nutritious and enjoyable meals daily can be challenging, especially for those juggling multiple responsibilities.

This is where our Customizable Baked Meal Prep for the Week comes into play. It's a culinary strategy that perfectly aligns with the needs of modern lifestyles, offering a practical solution to meal planning.

This approach not only simplifies the cooking process but also ensures that each meal is packed with essential nutrients. Designed for versatility and ease, these bake meals are ideal for anyone looking to maintain a balanced diet without spending hours in the kitchen.

Whether you're a fitness enthusiast needing protein-rich meals, a busy professional seeking time-saving cooking methods, or simply someone who enjoys varied and flavorful dishesRead More

Today’s Affirmation

I transform financial fear into educated action.

Every rejection has taught me about perseverance.

I find mentors who've overcome similar challengesContinue Reading

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