Today’s Financial Message Just for you, {{ first_name | Friend}}
Credit cards can be powerful financial tools when used responsibly - they offer convenience, protection, and rewards. The key is paying the full balance…Continue Reading
Hot Reads
Transform Your Finances With These 30 Game-Changing Money Hacks
What if you could save an extra $500 this month without making any major lifestyle sacrifices? What if that "impossible" financial goal you've been putting off suddenly became achievable with just a few simple changes?
Most people think getting ahead financially requires earning more money or living like a monk. The truth is, small strategic adjustments to how you budget, spend, and earn can create surprisingly powerful results.
We're talking about changes so simple you can implement them this weekend - yet significant enough to potentially save you thousands of dollars over the next year…Read More
What's a Hard Credit Inquiry & How Does it Affect Your Credit Score?
There are numerous reasons why an inquiry can be made into your credit history.
Lenders and landlords run checks on your credit history when you apply for:
a new credit card
get a mortgage
rent an apartment
This is done as due diligence and to gauge to see if you're likely to be a financial risk.
However, did you know that specific forms of hard credit inquiries will lower your credit score?
Or that credit inquiries account for 10% of your FICO score?
Let's find out how below.
What is a Hard Credit Inquiry?
Also known as a “hard pull,” a hard credit…Read More
Today’s Affirmation
I will live in my dream home debt-free.
My investment returns will consistently exceed inflation.
I am creating wealth through multiple income sources…Continue Reading