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Estate planning isn't just for wealthy people - everyone needs basic documents to protect their families and assets. At minimum, you need a will, power of attorney, and healthcare directive.…Continue Reading
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Health Savings Account vs. Flexible Savings Account - Pros and Cons of Each
Every year, you will have to make certain choices regarding your benefits.
You may have the option of a Health Spending Account (HSA) or a Flexible Savings Account (FSA) as options in your work health benefits. Or you may have one of these accounts simply because someone told you it was good to have.
But it’s important to understand the differences between the two to make sure you are choosing the right account or accounts for what you need.
What are Health Savings Accounts?
A Health Savings Account, also known as an HSA, is a specific type of savings account.
The money…Read More
5 Hidden Apartment Costs: Know What Questions to Ask
Renting an apartment can be a great financial decision for some people, especially if you are a recent graduate.
It can allow you to live in an area you want if you can't afford a home or want a low maintenance type of living.
However, apartments have hidden costs, from deposits to utilities, that aren't always mentioned upfront. When looking for an apartment, ask about these five hidden costs of the apartment you are considering.
5 Hidden Costs of Getting an Apartment
Security deposit and first month's rent.
When you decide to rent an apartment, most will ask you to put down a security…Read More
Today’s Affirmation
I will achieve complete financial independence.
My real estate investments will appreciate significantly.
I am creating generational wealth for my family…Continue Reading